AEGEC Financial Inc. can bring you closer to the future you see for yourself in many ways – from creating personalized savings strategies for all your short- and long-term goals, to selecting the right investment products for you, working through estate considerations and setting up insurance protection for you and your loved ones.

Contact

  • +1-226-899-2425
  • 415 Dolman Street, Breslau, ON, N0B1M0, Canada
  • arvind@aegec.ca
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Description

This insurance type covers emergency situations that may arise from certain pre-existing health conditions, as long as these conditions have been stable (without significant change) for a specified period before the policy starts. It’s suitable for individuals with known medical conditions who want coverage for emergencies related to these conditions.

Additional Benefits:

  • Coverage for Pre-existing Conditions: Ensures that specific pre-existing medical conditions are covered in emergencies (must meet the stability clause requirements set by the insurer).
  • Prescription Drugs: Medication coverage if prescribed during an emergency, including conditions related to pre-existing health issues.
  • Return of Remains: Financial assistance for returning the insured's remains in case of death.
  • Trip Interruption and Accommodation Assistance: Helps with costs if an emergency requires a return home, potentially covering travel and accommodation expenses for family members in certain situations.

Cost of Super Visa Insurance with Pre-existing Condition Coverage:

  • This option generally costs more than the standard type, with premiums ranging from CAD 1,500 to CAD 5,000 per year per person.
  • Factors like age, the specific condition(s), and the length of stability of the condition influence the premium.
  • Coverage amounts usually start at CAD 100,000, with higher premiums for additional coverage.